SR-22 filing, sometimes referred to as SR-22 Insurance, can be confusing and stressful to deal with so be sure to discuss the questions you have with us. You can also read our article, "5 Things You Need to Know about SR-22 Insurance", here.
An SR-22 is not actually insurance, but rather a certification that an insurer files to vouch for a risky driver. It's a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge.
There is typically a reasonable fee charged for filing and rates may be a bit higher and/or you may be required to pay your policy in full depending on the state you're in so be sure to ask. Also, keep in mind that an SR-22 filing is for a period of time, typically no more than 3 years and can be removed after the specified time.
Every state has its own requirements for SR-22 filing but common reasons include:
- DUI or DWI
- Too many points or tickets on your record
- At fault accidents while driving with no insurance
- To get reinstated if your license is suspended or revoked
We understand the situation that has led to you needing an SR-22 is stressful enough to deal with and we strive to make this necessary process as smooth and discreet for you as possible! Give us a call today at our toll-free number, 1-800-590-5563, to discuss your needs.