Does your business need Employment Practices Liability Insurance? If you have employees, there is always the risk of claims, including wrongful termination, discrimination, sexual harassment, negligent employee evaluation, wrongful deprivation of a career opportunity, invasion of privacy, and many others. Your current liability insurance may not cover these exposures. One disgruntled worker can put your business at risk if he brings a lawsuit against your business, regardless of the outcome.
Claims Risks can include:
- Wrongful Termination
- Sexual Harassment
- Negligent Employee Evaluation
- Wrongful deprivation of a career opportunity
- Invasion of Privacy
If your business is located in Alaska, Georgia, Nebraska, or Nevada, our trained professionals at APIA Insurance can help you sort through employee human resources and other compliance issues and help reduce your risk. EPLI is a type of liability insurance covering claims made by workers who are suing the company for violating their legal rights as employees.
EPLI provides a protection for an employer in the event of claims made by employees, former employees, or possibly future employees. The best defense against this risk is knowing the laws in your state and having policies and procedures that meet or exceed and have a comprehensive EPLI in place before anything happens.
Employees can file law suits at no cost or risk to them, and they win 70% of jury trials. Contact our office today and protect your business by adding this coverage to your existing business package.